44 Resources Privacy Policy
Privacy Policy of 44 Resources
1. Personal Data
Personal Data we may collect from
you are as under:
1. Personal details (e.g. name, contact details including, date of birth, E-mail address, contact number, Profile Picture, Gender) provided by you to us to avail various products/services from us.
2. Your details including transaction history, balances, payment details, for effecting transfer of monies through various payment channels provided by us.
3 Bank Details including (IFSC Code, Bank Name, Account Holder Name, Account Number ) needed as part of request for our products/services;
4. opinions provided by you to us by way of feedback or responses to surveys;
5. information shared by you to us by way of Contact Sharing Method(Share With us) includes Contact Details like Contact Number and Contact name.
1. Personal details (e.g. name, contact details including, date of birth, E-mail address, contact number, Profile Picture, Gender) provided by you to us to avail various products/services from us.
2. Your details including transaction history, balances, payment details, for effecting transfer of monies through various payment channels provided by us.
3 Bank Details including (IFSC Code, Bank Name, Account Holder Name, Account Number ) needed as part of request for our products/services;
4. opinions provided by you to us by way of feedback or responses to surveys;
5. information shared by you to us by way of Contact Sharing Method(Share With us) includes Contact Details like Contact Number and Contact name.
2. Permissions Required
44 Resources application needs following permissions as under:
1. internet permission to access servers in order to show specific data on application
2. read contacts permission for you to share contacts with us for referral purposes
3. read external storage to access local pictures in order to set as profile image when user demands
3. Sharing of your
Personal Data
Any Personal Data that we have access to shall
never be shared without your consent.
In various processes / submission of applications / availment of product/service offerings, we even seek your explicit consent to use / share your Personal Data.
We will share your data with competent/ legal/statutory/regulatory agencies / authorities or partners/service providers acting on our behalf (as the case may be) in following cases:
In various processes / submission of applications / availment of product/service offerings, we even seek your explicit consent to use / share your Personal Data.
We will share your data with competent/ legal/statutory/regulatory agencies / authorities or partners/service providers acting on our behalf (as the case may be) in following cases:
1. it
is required by financial institutions to verify, mitigate or prevent fraud or
to manage risk or recover funds in accordance with applicable laws/regulations.
The app does use third party services that may
collect information used to identify you.
Link to privacy policy of third party service
Provider used by the app
·
Firebase
4. Usage of Your
Personal Data
We use your Personal Data in our business
activities for providing our or our partners’ products/services and to perform,
among other actions, the following:
1. to facilitate the transactions or report on these transactions;
2. to undertake research and analytics for offering or improving our products/services and their security and service quality;
3. to check and process your requirements submitted to us for products/services and/or instructions or requests received from you in respect of these products/services;
4. to share with you, updates on changes to the products/services and their terms and conditions;
5. to take up or investigate any complaints/claims/disputes;
6. to respond to your queries or feedback submitted by you;
7. to verify your identity for us to provide products/services to you;
8. to monitor and review products/services from time to time;
9. to undertake financial/regulatory/management reporting, and create and maintain various risk management models;
10. for conducting audits and for record keeping purposes;
11. for selective offers and promotions.
External processing: We may provide your personal information including (Contact Number, Name, Ratings etc). to other users when they accept your bid on out App.
We also use your Personal Data to fulfill the requirements of applicable laws/regulations and/or court orders/regulatory directives received by us.
1. to facilitate the transactions or report on these transactions;
2. to undertake research and analytics for offering or improving our products/services and their security and service quality;
3. to check and process your requirements submitted to us for products/services and/or instructions or requests received from you in respect of these products/services;
4. to share with you, updates on changes to the products/services and their terms and conditions;
5. to take up or investigate any complaints/claims/disputes;
6. to respond to your queries or feedback submitted by you;
7. to verify your identity for us to provide products/services to you;
8. to monitor and review products/services from time to time;
9. to undertake financial/regulatory/management reporting, and create and maintain various risk management models;
10. for conducting audits and for record keeping purposes;
11. for selective offers and promotions.
External processing: We may provide your personal information including (Contact Number, Name, Ratings etc). to other users when they accept your bid on out App.
We also use your Personal Data to fulfill the requirements of applicable laws/regulations and/or court orders/regulatory directives received by us.
5. Purging of your
Personal Data
1. You may delete your 44 Resources account at any
point of time by making such choice in the mobile application. With this we will no longer provide your data for
external processing as mentioned above. However, we retain your Personal Data
as long as the purpose for its usage exists, after which the same is disposed
off by us except for any record retention required as per applicable law.
2. The provisions of various laws require your transaction logs to be stored for longer periods post the deletion of an account. Further, in the event of the pendency of any legal/regulatory proceeding or receipt of any legal and/or regulatory direction to that effect, we may be required by the law of the land to retain your Personal Data for longer periods.
2. The provisions of various laws require your transaction logs to be stored for longer periods post the deletion of an account. Further, in the event of the pendency of any legal/regulatory proceeding or receipt of any legal and/or regulatory direction to that effect, we may be required by the law of the land to retain your Personal Data for longer periods.
6. Reasonable
Security Practices and Procedures
Please do not share your 44 Resources login,
password and OTP details with anybody.
7. Contact us
You may contact us on any aspect of this policy or
for any discrepancies/grievances with respect to your Personal Data, by writing
to our Grievance Officer at 97, Ground Floor, Main Durga Gali
No.-2,Maujpur,North East Delhi - 110053
8. Policy Review
& Updates
This policy will be reviewed by us
as and when required and the same may change at any time. The latest & most
updated policy can always be found at our Application 44 Resources Partnership
Firm.
While we will make reasonable efforts to keep you posted on any updates to this privacy policy, to make sure that you are aware of any changes, we recommend that you review this policy periodically.
In this policy, the words “we”, “ours” and/or “us” refer to 44 Resources and “you” and/or “your” refer to our customers.
While we will make reasonable efforts to keep you posted on any updates to this privacy policy, to make sure that you are aware of any changes, we recommend that you review this policy periodically.
In this policy, the words “we”, “ours” and/or “us” refer to 44 Resources and “you” and/or “your” refer to our customers.
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